Terms of Use
1. Introduction
These Terms of Use govern your use of this website and the services provided by our business. By accessing or using this website, you agree to comply with these Terms of Use.
If you do not agree with these terms, you should not use this website.
The information on this website is intended to provide general information about our services and should not be relied upon as personalised financial advice unless provided through a formal engagement.
2. About Our Services
We provide financial services and lending assistance, including mortgage and finance advisory services.
Any financial advice provided will be subject to separate engagement terms and disclosure documentation. Information provided on this website is general in nature and may not take into account your personal financial circumstances, needs, or objectives.
You should seek personalised advice before making financial decisions.
3. Use of This Website
You agree to use this website only for lawful purposes and in a way that does not infringe the rights of others or restrict their use of the website.
You must not:
attempt to gain unauthorised access to our systems or website
interfere with the operation or security of the website
transmit malicious software or harmful content
misuse any contact forms or enquiry systems
We reserve the right to restrict or terminate access to users who breach these terms.
4. Accuracy of Information
We take reasonable care to ensure that the information on this website is accurate and up to date. However, we do not guarantee the completeness, reliability, or accuracy of the information provided.
Interest rates, lending policies, and financial products may change without notice.
We are not responsible for any loss arising from reliance on information contained on this website.
5. Third-Party Links
This website may contain links to third-party websites or services for your convenience.
We do not control and are not responsible for the content, accuracy, or privacy practices of third-party websites. Accessing those websites is at your own risk.
6. Intellectual Property
All content on this website, including text, graphics, logos, images, and design, is owned by or licensed to our business unless otherwise stated.
You may view and print pages from this website for personal use only. You must not reproduce, distribute, or commercially exploit any content without our prior written consent.
7. Limitation of Liability
To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential loss or damage arising from:
use of this website
reliance on information provided on the website
temporary unavailability of the website
technical errors or interruptions
Nothing in these Terms of Use limits any rights you may have under applicable consumer protection laws.
8. Privacy
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect personal information.
By using this website, you consent to the collection and use of information as described in the Privacy Policy.
9. Changes to These Terms
We may update these Terms of Use from time to time to reflect changes in our services, legal requirements, or website functionality.
The updated version will be published on this page and will take effect immediately upon publication.
10. Governing Law
These Terms of Use are governed by the laws of New Zealand. Any disputes relating to the use of this website will be subject to the jurisdiction of New Zealand courts.
11. Contact Information
If you have any questions about these Terms of Use, please contact us.
Email: [Insert Email Address]
Phone: [Insert Phone Number]
Address: [Insert Business Address]