Privacy Policy

1. Introduction

We are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy explains how we collect, use, store, and disclose personal information when you interact with our business, website, and services.

This policy applies to all personal information collected through our website, digital forms, email, phone conversations, and any other interactions with us.

We comply with the New Zealand Privacy Act 2020 when handling personal information.

2. Information We Collect

We may collect personal information that is necessary to provide our services, including but not limited to:

  • Full name

  • Date of birth

  • Contact details (email address, phone number, residential address)

  • Employment and income information

  • Financial information such as assets, liabilities, and credit history

  • Identification documents

  • Property information

  • Bank statements and financial records

  • Any other information you provide to us in connection with financial advice or lending services

We may also collect technical information when you visit our website, including:

  • IP address

  • Browser type

  • Device information

  • Website usage data

3. How We Collect Your Information

We may collect personal information through:

  • Online enquiry forms

  • Loan application forms

  • Email and phone communications

  • Meetings or consultations

  • Third parties acting on your behalf

  • Publicly available sources

  • Credit reporting agencies

  • Financial institutions and lenders

We may also receive information from referrers, accountants, lawyers, real estate agents, or other professionals where you have authorised them to share your information.

4. Why We Collect Your Information

We collect and use your personal information to:

  • Provide financial advice or lending services

  • Assess loan eligibility and applications

  • Communicate with lenders and financial institutions

  • Verify your identity

  • Meet legal and regulatory obligations

  • Improve our services and website

  • Respond to enquiries and requests

  • Maintain client records

If you choose not to provide certain information, we may not be able to provide our services.

5. Disclosure of Personal Information

We may share your personal information with trusted third parties where necessary to provide our services. These may include:

  • Banks and lenders

  • Non-bank financial institutions

  • Credit reporting agencies

  • Insurers

  • Aggregators or adviser networks

  • Lawyers and conveyancers

  • Accountants

  • Valuers

  • Compliance and technology service providers

  • Government agencies where required by law

We only share information that is necessary for the purposes of providing our services.

6. Storage and Security of Information

We take reasonable steps to protect your personal information from loss, misuse, unauthorised access, or disclosure.

Your information may be stored electronically using secure software systems and cloud-based platforms, or physically in secure files.

While we take appropriate precautions, no system can guarantee absolute security.

7. Access and Correction

You have the right to request access to the personal information we hold about you and request corrections if you believe it is inaccurate or incomplete.

Requests for access or correction can be made by contacting us using the details provided below.

8. Retention of Information

We retain personal information only for as long as necessary to fulfil the purposes for which it was collected, including to meet legal, regulatory, and compliance obligations.

9. Website Cookies and Analytics

Our website may use cookies or analytics tools to understand how visitors use the website and to improve user experience.

Cookies may collect information such as:

  • Pages visited

  • Time spent on the site

  • Device information

You can adjust your browser settings to refuse cookies if you prefer.

10. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our services or legal obligations. The most recent version will always be available on our website.

11. Contact Us

If you have any questions about this Privacy Policy or how your personal information is handled, please contact us.

Email: info@extend.financial
Phone: +64 21 027 99494
Address: 13 Raithburn Terrace, Pokeno, Waikato 2402